Its nine programs include a fixed-rate program, a streamlined interest rate reduction refinance loan (IRRRL), VA cash-out, VA fixed jumbo, streamline jumbo, and cash-out jumbo in terms of either 15 or 30 years. The company offers nine VA loan programs. It has programs tailored for first-time homebuyers and those without money for a down payment. Veterans United won best overall because it was founded for veterans and service members and continues to be solely focused on this consumer category. The company’s website and support staff lead veterans from loan eligibility to credit counseling if necessary and then quoting. Veterans United claims to have closed more VA loans than any other lender in 2016, 2017, 2018, 2019, and 2020.

They offer streamlined application processes and available agents to answer any questions along the way.įounded in 2002 and built for veterans, Veterans United Home Loans was honored in 2019 by the Department of Veterans Affairs for issuing the official 24 millionth VA mortgage for the 75-year-old VA program. The best VA loan rates are competitive and come from reputable mortgage lenders who specialize in VA loans and know the ins and outs of the programs including the borrower qualifications. Spouses of veterans who died in service or from a service-connected disability, are missing in action, or are prisoners of war can qualify for a VA loan if they did not remarry before their 57th birthday or before Dec. These loans are affordable, come with little to no down payment, and no private mortgage insurance. Department of Veterans Affairs for veterans and active service members to use to purchase a home to live in as a primary residence. Read our advertiser disclosure for more info. We may receive compensation if you visit partners we recommend.

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